Money needs direction and purpose. Knowing what you value and being intentional about how you want to live your life and align your money is one of the first steps to taking control over your money.

In week 1 of the 30 Day Savings Challenge, Karen & Tim discuss the importance of having a very strong foundation for your goals.

They say that 'your focus determines your reality'. Our modern existence is full of distractions such as smart phones, emails, phone calls and unproductive meetings.

Do you feel focused on the things you need to achieve?

Trying to put children (sometimes multiple) through 12 years of education takes a big commitment. And in todays world, especially now we have increased cost of living, we need to try and optimise any advantage we can.

This week we explore the benefits of an Education Bond with Amy Parsons.

One of the most common goals we hear from people is that they want to give their kids the best possible start in life - a desire to provide them with a great education. education.

This desire is generally coupled with the follow up question, can we actually afford to do this? And if so, how?

"How much do I need to retire"? This is the most asked question of any financial adviser.

Of course, the answer is unique to your situation and there are many variables to consider.

Self-care is often the first thing that gets sacrificed when life is busy and stressful, and people often think that taking time fir themselves seems indulgent.

Sasha Carey from AIA Vitality joins us to helps us understand what is Self Care and why it is so important to our everyday health and wellbeing.

Life is busy! There are no shortage of many commitments, obligations, bills, etc etc.

But as we know, life is much more than just existing. It has never been more important to give ourselves the space to brainstorm and think freely about our dreams and the adventures we want in our lives.

Understand why and what Digital Assets you will need to pass on access and control of to your trusted people in an emergency or death.

It's time to stop burying your head in the sand, and face up to the critical role and information digital accounts play in our modern lives, and take control of the wild jungle that is your digital life!

We are all very aware of the need to be Cyber-aware and Cyber Secure. But what are the actions that we need to take to ensure that we reduce the risk of a Cyber attack in the home?

When engaging a Financial Adviser, consumers want to have confidence that they will receive High Quality Financial Advice.

There are now very strong regulations in pace that govern the financial advice profession.

A new financial year has arrived, and with it a number of new Superannuation rules.

Many of the new changes are really positive and the beneficiaries include low income earners, first home buyers and those aged over 67.

Your Estate Plan is your chance to tell your life’s story. You’ve worked hard during your lifetime. Your estate plan is your chance to make your hard work mean something, and to leave a lasting legacy for the people and causes you care about.

'Successful investing is about managing risk, not avoiding it'

The world is going through a huge phase of adjustment right now. It might feel like a dangerous time and you might feel unsafe being exposed to any perceived or real 'risk'.

One of the key reasons women are behind the super stakes is because they are more likely to take time out of the workforce to raise a family.

But there are a number of other factors that contribute to the Gender Super Gap.

The Financy Women’s Index is a quarterly measurement of the economic progress of women and timeframes to gender equality in Australia.

The index is written by Financy founder Bianca Hartge-Hazelman.

Over these past 8 weeks we have focused on ways to help you tackle your Cost of Living pressures.

This week we have taken all of the best highlights and insights from our guests and put them together to form a "Cost of Living Checklist".

This week we chat to Michael Haines about an the benefits of a Universal Basic Income (UBI).

The concept of UBI is that a set amount of money is paid to every adult citizen, permanent resident, and refugee living in the community, every week — to meet their basic needs.

This week Tim and fellow Aspire Planning adviser, Leandro Bonin discuss your Super and Investments and the volatility that has been present in 2022.

Tim and Leandro have worked with hundreds of clients and have seen many good and poor decisions made in volatile times.

Creating a deliberate spending plan is the foundation for you building financial momentum.

Any future goal that you might have for yourself generally needs to come from surplus income.

Living costs are on the rise. Inflation is the measurement of the level of increase in costs.

Why then would 'those in power' increase interest rates to add to our costs?